Massachusetts Real Estate License Practice Test

What type of deed offers the least amount of protection against title defects?

1. Warranty Deed

2. Quitclaim Deed

3. Grant Deed

4. Special Purpose Deed

The correct answer is: Quitclaim Deed

A quitclaim deed offers the least amount of protection against title defects because it transfers the grantor's interest in a property without any warranty or guarantee of clear title. In other words, the grantor does not assure the grantee that they have valid ownership of the property, nor do they promise that the property is free from encumbrances or defects. This means that if any issues arise with the title, such as prior claims or liens, the grantee has no recourse against the grantor, as the grantor does not provide any assurances regarding the title. This type of deed is often used in situations where the parties know each other well, such as transferring property between family members, or in situations where the grantor is unsure of the market position of the property title. In contrast, a warranty deed provides a high level of protection to the grantee, as it includes guarantees against defects in title, ensuring that the property is free from any unknown claims or encumbrances. A grant deed, while not as protective as a warranty deed, still offers certain assurances. Special purpose deeds can vary widely in terms of the protections they offer but are generally not used specifically for conveying property ownership in the same way. Understanding the specific characteristics and implications